Award-winning online mortgage broker offering free mortgage advice, so you can make yourself at home
Our free mortgage broker services include:
- Expert mortgage advice from CeMAP qualified mortgage advisor
- Help in sourcing and choosing the right mortgage deals
- And, when you’re ready, we can even help you apply for a mortgage with your chosen lender
95% of Mojo applicants find their mortgage joy with a successful online mortgage application — here’s how
1.
We learn about you and help to find your perfect mortgage.
2.
Say hi to your team of online mortgage brokers.
3.
We’ll sort the mortgage, you figure out where to put those plants.
Meet some other people who found their mortgage joy
No, it’s perfectly possible to take out a mortgage directly with a lender without advice. This is known as an ‘execution-only’ mortgage. As well as potentially missing out on certain deals and having a bit more work to do yourself, you have slightly less FCA (Financial Conduct Authority) protection with this type of mortgage application.
There are different types of mortgage broker and different levels of service within each type. Mojo are a whole of market brokers, which means that we provide you with access to deals from a significant proportion of the mortgage market - actually over 70 lenders.
We are also a full service broker, so as well as advice and guidance, we can help with your application and chasing mortgage stakeholders, like the lender and solicitors, if you wish.
There is no difference here, it’s simply two terms meaning the same thing. A broker tends to be a term more used by those within the industry, whereas an adviser is more of a general term.
If you can find a mortgage broker, like ourselves, who provides qualified expert advice and helps you to secure a mortgage, for free - then the benefit is clear. It’s free.
Not all brokers work for free, especially specialist brokers, which can add costs to what is already a very expensive endeavour - buying property.
The obvious answer is to google online mortgage broker - however, be sure to do your research. Not all brokers are created equal, so ensure they are offering the services you need and have good feedback.
You don’t ‘need’ mortgage advice, but it can be very beneficial, especially the first time. Mortgages can be complex and there are a fair number of factors to consider, so it’s nice to have someone to bounce any questions you may have off of.
Don’t forget, you’re probably making the biggest financial commitment in your life, so it’s important to feel confident that you’re getting it right.